Really "Free" Credit Report

By now, everyone has heard and seen the commercials for freecreditreport.com. While the jingle is catchy, you may be surprised to learn that by using freecreditreport.com you are signing up for a credit monitoring service. From their website:

"When you order your free report here, you will begin your free trial membership in Triple Advantage^SM Credit Monitoring. If you don't cancel your membership within the 7-day trial period, you will be billed $14.95 for each month that you continue your membership."

For a truly free credit report, use annualcreditreport.com. This site is recommended by Federal Trade Commission.

Remember, according to federal law you are entitled to a free credit report each year from the three credit reporting agencies (Experian, Equifax, and TransUnion). For additional information, please see this FAQ from the Federal Trade Commission.