Thinking of retiring soon? The U.S. Social Security Administration (SSA) encourages you to apply for retirement online.
Go to www.socialsecurity.gov and click on “Applying Online for Retirement Benefits.” You’ll go through a series of screens that will ask you questions about yourself, your family and your work. Once you’ve answered all of the questions, you can submit your application electronically to the SSA. Once the SSA receives your application, it will review it and notify you of your status via mail.
There are several benefits to applying online. The application has a “retirement estimator” that gives you a personal estimate of how much your benefit will be at different ages and different “stop work” dates. It also has “More Info” links, if you need more information at any time to answer a question.
When you finish your application, you‘ll receive a receipt for your records, and a number that you can use to check your status online after you’ve applied.
The online retirement application can be completed in as little as 15 minutes. However, if you don’t complete the application in one sitting, you can stop the process and restart it again without losing any of the information you entered.